Useful guidance.
Not a lending decision.

General information only

The information provided on this website is general in nature and is intended to provide a helpful starting point for conversations about lending.

It does not constitute personal financial advice, legal advice, taxation advice or a recommendation that a particular credit product is suitable for you.

Website content does not replace the formal enquiries, assessment, verification and disclosure process that may be required before credit assistance is provided.

Your personal circumstances

The information on this website has been prepared without considering your individual objectives, financial situation, requirements or personal circumstances.

A lending pathway that may be appropriate for one person may not be appropriate for another. Income, expenses, assets, liabilities, employment, credit history, deposit, property type and lender requirements may all affect the available position.

You should obtain appropriate professional advice and consider the relevant disclosure documents before making a financial or credit decision.

Credit and approval decisions

Falcon Lending Solutions is not the lender and does not make the lender’s final credit or approval decision.

All applications remain subject to the selected lender’s eligibility requirements, lending policies, verification, valuation, credit assessment and final approval.

No information, discussion, estimate, pre-assessment or website content should be interpreted as a guarantee that:

• A credit application will be approved.
• A particular loan amount will be available.
• A stated rate, fee, feature or product will be offered.
• A property valuation will meet expectations.
• A transaction will proceed within a particular timeframe.

Approval conditions and lender requirements may change at any time.

Calculators and estimates

Any calculator, repayment figure, refinance comparison, offset estimate or other numerical result displayed on this website is indicative only.

Calculator results are based on the information entered and the assumptions used by the calculator. They are models, not predictions or quotes.

Results may not account for:

• Application, settlement or ongoing fees.
• Interest-rate changes or different repayment frequencies.
• Introductory rates, revert rates or package discounts.
• Interest-only periods or changing loan balances.
• Government charges, taxes or property-related costs.
• Lender policies and individual eligibility requirements.
• Your complete financial position and personal circumstances.

Actual repayments, costs, savings and loan terms may be higher or lower than the estimate displayed.

Rates, fees and product information

Interest rates, fees, lending policies, eligibility requirements and product features can change without notice.

Any rate or product information mentioned on this website should be confirmed using the lender’s current information and formal documentation before you decide to proceed.

Not every lender or credit product available in Australia will necessarily be considered. The available lender range may depend on the panel provided through the applicable licensee or aggregator.

A lower advertised interest rate does not necessarily mean that a product has a lower total cost or is suitable for your circumstances.

Accuracy and availability

Reasonable care is taken when preparing and maintaining the content on this website. However, Falcon Lending Solutions does not guarantee that all information is complete, current, accurate or suitable for every purpose.

Content may become outdated because of changes to laws, regulations, government programs, lender policies, interest rates, market conditions or other circumstances.

The website, calculators or individual features may occasionally be unavailable, interrupted or affected by technical errors.

Falcon Lending Solutions may update, remove or replace website content without notice.

External websites and providers

This website may include links to lenders, government services, regulators, professional resources or other third-party websites.

External links are provided for convenience and general information. A link does not necessarily mean that Falcon Lending Solutions endorses, controls or accepts responsibility for the external website or its content.

Third-party websites may have different terms, privacy practices and security standards. You should review their information before relying on them or providing personal details.

Limitation of liability

To the maximum extent permitted by law, Falcon Lending Solutions is not responsible for loss, damage, cost or expense resulting from:

• Reliance on general website information without obtaining advice appropriate to your circumstances.
• Inaccurate or incomplete information entered into a calculator or enquiry form.
• Changes to lender products, policies, rates, fees or eligibility requirements.
• The content, availability or security of an external website.
• Temporary website interruption, technical error or unauthorised interference.

Nothing in this disclaimer excludes, restricts or modifies any right, guarantee, remedy or liability that cannot lawfully be excluded under applicable Australian law.

Intellectual property

Unless otherwise stated, the website design, written content, graphics, branding and original materials are owned by or licensed to Falcon Lending Solutions.

You may view and print website information for personal, non-commercial use. You must not reproduce, republish, modify, sell or commercially distribute website materials without prior written permission.

Third-party trademarks, logos and materials remain the property of their respective owners.

Questions about this disclaimer

If you have a question about this disclaimer or would like to discuss information shown on this website, contact Prasanth directly.